Updated for 2026 — Free

Should you sell
your rental property?
Run the numbers first.

Score your exit readiness, estimate your CGT liability, calculate your net proceeds, and model your reinvestment options — before you speak to an agent or accountant.

🎯 16-question exit quiz📊 CGT estimator💰 Net proceeds calculator🇬🇧 England & Wales
5
Tools
16
Quiz items
Free
PDF report
3
Options

Know your numbers before you decide

Instant access — no spam, ever.

By signing up you agree to our Privacy Policy. Unsubscribe any time.

Preview — what you'll get

Portfolio Exit PlannerScore: 62 / Hold
🎯Exit readiness score62/100
📊Est. CGT liability£34,200
💰Est. net proceeds£187,500
⏰Timing flags raised4 of 12
Download PDF Report

What happens when landlords exit without a plan

📊
24%

CGT rate for higher-rate taxpayers on residential gains — many landlords significantly underestimate this

⏰
Years

Lost through bad timing — tenancy status, protected periods, and tax year misalignment compound together

💸
£000s

Missed in allowable deductions — improvement costs, legal fees on purchase, SDLT, and enhancement works

⚠️
Now

CGT is due on completion — no time to plan once you have accepted an offer and contracts are exchanged

Figures are illustrative. This planner gives you a working estimate — not financial advice. Verify all figures with a qualified advisor before proceeding.

How it works

From gut feeling to informed decision

1

Score your position

Answer 16 questions across four categories. The quiz weights your market conditions, personal circumstances, portfolio performance, and tax position — and gives you a scored verdict.

2

Run the numbers

Enter your figures. See your estimated CGT liability and net proceeds before you speak to an agent or accountant — so you go into those conversations informed.

3

Model your options

Compare what a clean exit nets against keeping and remortgaging or incorporating. Then download a full PDF summary to share with your advisor or keep on file.

What's included

Five tools. One clear picture.

Everything you need to evaluate a property exit — from the initial gut-check to the final net proceeds figure.

🎯

Should I Sell? Quiz

16

16 weighted questions across market timing, personal circumstances, portfolio performance, and tax position. Returns a clear Sell / Hold / Wait score with reasoning.

📊

CGT Estimator

1

Enter purchase price, sale value, and allowable costs. Select your income tax rate and see your estimated CGT liability in real time — including the 2026 annual exempt amount.

💰

Net Proceeds Calculator

1

The full picture of what you walk away with — sale price minus agent fees, CGT, mortgage redemption, legal costs, and any outstanding expenses.

⏰

Timing Considerations

12

Property-specific checklist covering current tenancy status, lease length, EPC rating, section 8 window, tax year timing, and market conditions — 12 factors in total.

🔄

Reinvestment Options

3

Side-by-side comparison of keep & remortgage, sell & reinvest elsewhere, and incorporation — with a practical framework to identify which path suits your situation.

Why landlords use this

Make the call with numbers, not instinct

  • Get a clear Sell / Hold / Wait score before committing to anything
  • Estimate your CGT liability before speaking to an accountant
  • Understand exactly what you will net after all costs are deducted
  • Identify timing factors specific to each property in your portfolio
  • Compare three reinvestment paths side by side in plain English
  • Download a full PDF summary to share with your advisor or keep on file
Takes 15 minutes · Free forever

Know your exit position before you need it

Run the numbers now — even if you are not planning to sell. Knowing your position changes how you manage the portfolio.

Get your free exit planner

No credit card. No spam. Instant access.